Financial Independence Calculator [Try it yourself!]

When Your Money Starts Making More Money Than You

If you regularly save and/or invest your money, there will be a time in your life when your money starts making a significant amount of money.

I’ve always wanted a simple tool to tell me — approximately — when that would be and how old I will be, depending on this, this and that.

So I built a tool myself!

I call it the Financial Independence Calculator and I built it with and the nifty tools there.

You should know: I kept it really simple — ignoring taxes and inflation and future government benefits — mostly so that you can follow the numbers and they make sense.

It basically tells you how much you have to save before that chunk of money starts paying you enough to live without having to work.

​You tell it the following stuff:​

  1. ​How old are you?
  2. How much do you already have saved up?​
  3. How much do you actually take home in income every month?
  4. How much do you spend every month?
  5. How much do you expect your investments to make for you every year?

I got to use the logarithm in one of my formulas. That was exciting.​

I’m really proud of my calculator and I want you to try it so if the embedded calculator in this post doesn’t work please go to

Would love any feedback so please check out the calculator and then send me a note here.

Also tell me what you would like to see in a future calculator! I have 2 more as part of my package.​​

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